Privacy Policy and Cookies

IOMA is part of the IOMA group of companies, which takes your privacy very seriously. This Privacy Policy sets out a summary of how the IOMA Group will process Personal Data about you whether received through your use of the Site or otherwise. We may change our Privacy Policy from time to time, in which case we will post the changes on this page so that you are always aware of our Privacy Policy.

This Privacy Policy and the Terms and Conditions of Use (together the “Terms and Conditions”) apply to your use of the Website. Please read the Terms and Conditions carefully. By proceeding with access to the Website you are deemed to have accepted both this Privacy Policy and the Terms and Conditions. If you do not agree with the Terms and Conditions, then please refrain from accessing or using the Website.

What we will do with your information

We will obtain Personal Data from you through the Site which may include details such as your name, email address, postal address, telephone number and date of birth. Personal Data you provide will only be used for:

the purpose of providing services to you;
administration purposes;
to respond to any enquiry, request for information or complaint;
to provide any requested or relevant information and/or to contact you in connection with your request, query or complaint;
analytical purposes.

We will keep your data including Personal Data for a reasonable period, even if you do not proceed to take out a product or Policy with us. By providing us with Personal Data, you consent to the Personal Data being used for these purposes including any sensitive Personal Data such as health details that you provide.

We may also obtain information from third parties about you for the purposes of identification, verification of identity, anti-money laundering checks, prevention of fraud, prevention of terrorist financing and credit reference checks. We are required to report details of some suspicious activities to the Isle of Man Financial Crime Unit.

If you supply an email address to us, we retain the content of the email and our response. There is no guarantee that any email you send will be received by us or that the contents of the email will remain private in transmission. If you have any concerns, you may prefer to contact us by telephone or in writing instead.

Information on third parties

Where you provide us with information about another person, you confirm that they have appointed you to act for them to consent to the processing of their Personal Data and that you have informed them of our identity and the purposes for which their Personal Data will be processed.

Your Personal Data and Your Legal rights

Any personal information you supply to IOMA via the Website will be treated in accordance with the Data Protection Act 2002 (an Act of Tynwald) which is intended to protect your personal information and privacy. Any information including Personal Data you provide to us or that we obtain about you may be shared with other companies both inside and outside of our group, including our reinsurers and financial intermediaries, third parties acting on our behalf and/or agents acting on your behalf. Your Personal Data may be transferred outside of the Isle of Man and/or the European Economic Area and you consent to such transfers. We may be obliged to disclose your Personal Data to our regulator and to others as required by law.

We may pass your Personal Data to any third party that is acquiring any part of our business.

The Isle of Man's Data Protection Act 2002 entitles you, on payment of a small fee, to obtain a copy of the Personal Data we hold on you. For further information please write to our Data Protection Officer at the address shown below.

You hereby consent to us sending you marketing materials and/or passing your Personal Data to third parties to allow such third parties to send their marketing materials to you. If you do not want to receive marketing materials from us or such third party, please inform our Data Protection Officer at the address below.

Security of Personal Data

We will use reasonable endeavours to ensure that any Personal Data you provide via the Site is kept secure but because of the nature of the Internet we cannot guarantee the security of your Personal Data transmitted to the Site.

Data Protection Officer

If you have any questions about our Privacy Policy or wish to opt out of receiving marketing materials, please contact our Data Protection Officer in writing at the following address: Isle of Man Assurance Limited, IOMA House, Hope Street, Douglas, Isle of Man IM1 1AP

Cookies

We collect information automatically about your visit to the Site using cookies. Your use of the Site is your consent to our use of cookies. If you do not consent to our use of cookies on the Site, you must stop using the Site.

IOMA sends cookies to your computer from the Website. Cookies are pieces of information that a website transfers to your computer's hard disc for record keeping purposes. Cookies can make the Internet more useful to you because they contain information about your preferences on particular websites, which allows website owners to provide more useful features for their users. For more information on Cookies please visit http://www.allaboutcookies.org/.

Information about you is stored in the cookies, which can be accessed whenever you visit that website. Should you wish to refuse to accept cookies or restrict the data that we collect through our tracking software, you can alter your cookies setting in your browser. However, if you choose to alter your cookies setting in your browser you may be unable to access parts of the Website.